Most Lucrative College Degrees

Math majors don't always get much respect on college campuses, but fat post-grad wallets should be enough to give them a boost.

The top 15 highest-earning college degrees all have one thing in common -- math skills. That's according to a recent survey from the National Association of Colleges and Employers, which tracks college graduates' job offers.

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"Math is at the crux of who gets paid," said Ed Koc, director of research at NACE. "If you have those skills, you are an extremely valuable asset. We don't generate enough people like that in this country."

This year Rochester Institute of Technology hosted recruiters from defense-industry firms like Lockheed Martin and Northrop Grumman, as well as other big companies like Microsoft and Johnson & Johnson.

"The tech fields are what's driving salaries and offers, and the top students are faring quite well," said Emanuel Contomanolis, who runs RIT's career center.

Specifically, engineering diplomas account for 12 of the 15 the top-paying majors. NACE collects its data by surveying 200 college career centers.

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Energy is the key. Petroleum engineering was by far highest-paying degree, with an average starting offer of $83,121, thanks to that resource's growing scarcity. Graduates with these degrees generally find work locating oil and gas reservoirs, or in developing ways to bring those resources to the Earth's surface.

"Exploration for new energy sources is high," Koc said. "The oil and gas industry has done relatively well the past year, even though oil prices are off right now."

Other highly-paid engineering majors include chemical engineers, who employ their skills to make everything from plastics to fuel cells and have an average starting offer of $64,902.

Mining engineers start at $64,404 on average, while computer engineers, who have an expertise in both coding and electrical engineering, pocket roughly $61,738 their first year out of school.

Left behind. Of course, not every student with an engineering degree will score a fat paycheck. RIT's Contomanolis noted that "average" graduates are feeling the pinch of fewer job offers. Still, in a tough job market, graduates with technology degrees have an advantage.

"It's a tech-driven world, and demand [for engineers] is only going to grow," said Farnoosh Torabi, employment expert and Quicken blog editor. "You can't say that about many fields, especially in a recession."

Perhaps that's why more and more college students are picking their majors based on a field's earning power, ultimately "choosing a major that pays," Torabi said.

Top non-engineering fields. Only three of the 15 top paying degrees were outside the field of engineering -- but they each still require math skills.

For computer science majors, who specialize in programming and software, the average salary was $61,407. Graduates with degrees in actuarial science took home about $56,320; and jobs for students in construction management paid about $53,199. Each of these fields has paid well throughout the years, Koc said.

What happened to well-rounded? There are far fewer people graduating with math-based majors, compared to their liberal-arts counterparts, which is why they are paid at such a premium. The fields of engineering and computer science each make up about 4% of all college graduates, while social science and history each comprise 16%, Koc noted.

As a result, salaries for graduates who studied fields like social work command tiny paychecks, somewhere in the vicinity of $29,000. English, foreign language and communications majors make about $35,000, Koc said.

"It's a supply and demand issue," he added. "So few grads offer math skills, and those who can are rewarded."

43 weird things said in job interviews

"I'm not wanted in this state."

"How many young women work here?"

"I didn't steal it; I just borrowed it."

"You touch somebody and they call it sexual harassment!"

"I've never heard such a stupid question."

Believe it or not, the above statements weren't overhead in bars or random conversations -- they were said in job interviews. Watch man sing his resume to get an interview »

Maybe you were nervous, you thought the employer would appreciate your honesty, or maybe you just have no boundaries. Whatever the reason, you can be certain that you shouldn't tell an interviewer that it's probably best if they don't do a background check on you. (And yes, the hiring manager remembered you said that.)

We asked hiring managers to share the craziest things they've heard from applicants in an interview. Some are laugh-out-loud hysterical, others are jaw dropping -- the majority are both. To be sure, they will relieve anyone who has ever said something unfortunate at a job interview -- and simply amuse the rest of you.

Hiring managers shared these 43 memorable interview responses:

Why did you leave your last job?

"I have a problem with authority." - Carrie Rocha, COO of HousingLink

Tell us about a problem you had with a co-worker and how you resolved it

"The resolution was we were both fired."- Jason Shindler, CEO, Curvine Web Solutions

What kind of computer software have you used?

"Computers? Are those the black boxes that sit on the floor next to the desks? My boss has one of those. He uses it. I don't have one. He just gives me my schedule and I follow it." - Greg Szymanski, director of human resources, Geonerco Management, Inc

What are your hobbies and interests?

"[He said] 'Well, as you can see, I'm a young, virile man and I'm single -- if you ladies know what I'm saying.' Then he looked at one of the fair-haired board members and said, 'I particularly like blondes.'" - Petri R.J. Darby, president, darbyDarnit Public Relations

Why should we hire you?

"I would be a great asset to the events team because I party all the time." - Bill McGowan, founder, Clarity Media Group

Do you have any questions?

"If you were a fruit, what fruit would you be?" - Megan Garnett, Articulate Leadership Team, Articulate Communications Inc.

"What do you want me to do if I cannot walk to work if it's raining? Can you pick me up?" - Christine Pechstein, career coach

"I was a Chamber of Commerce Executive once hiring a secretary. [The candidate asked] 'What does a Chamber of Commerce do?'" - Mary Kurek, Mary Kurek, Inc. Visibility Consulting

"Can we wrap this up fairly quickly? I have someplace I have to go." - Bruce Campbell, vice president of marketing, Clare Computer Solutions

"What is your company's policy on Monday absences?" - Campbell

"If this doesn't work out can I call you to go out sometime?" - Christine Bolzan, founder of Graduate Career Coaching

"How big do the bonuses really get once you make associate? I hear it's some serious cash." - Bolzan

"[The candidate asked,] 'Can my dad call you to talk about the job and the training program? He is really upset I'm not going to medical school and wants someone to explain the Wall Street path to him.' The dad did call. Then that dad's friends called and I ended up doing a conference call with a group of concerned parents ... long story." - Bolzan

"If I get an offer, how long do I have before I have to take the drug test?" - Bolzan

"When you do background checks on candidates, do things like public drunkenness arrests come up?" - Bolzan

"Can I get a tour of the breast pumping room? I heard you have a great one here and while I don't plan on having children for at least 10 or 12 years, I will definitely breast feed and would want to use that room."- Bolzan

"So, how much do they pay you for doing these interviews?" -- Jodi R.R. Smith, Mannersmith Etiquette Consulting

Why are you leaving your current job?

"Because I (expletive) my pants every time I enter the building." - Abbe Mortimore, Human Resources Manager, True Textiles, Inc.

"I was fired from my last job because they were forcing me to attend anger management classes." - Smith

Why are you looking for a job?

"Cigarettes are getting more expensive, so I need another job." - Pechstein

"My parents told me I need to get a job so that is why I'm here." - McGowan

Why do you want to work for us?

"Just for the benefits." - Jennifer Juergens, JJ Communications

"My old boss didn't like me, so one day, I just left and never came back. And here I am!" - Matt Cowall, communications manager, Appia Communications

"I saw the job posted on Twitter and thought, why not?" - Rebecca Gertsmark Oren, Communications Director at The Rudd Center for Food Policy and Obesity

What are your assets? (as in strengths)

"Well, I do own a bike." - Pam Venné, principal, The Venné Group

What are your weaknesses?

"I get angry easily and I went to jail for domestic violence. But I won't get mad at you." - Pechstein

"I had a job candidate tell me that she often oversleeps and has trouble getting out of bed in the morning." - Linda Yaffe, certified executive coach

"I am an alcoholic and do not deserve this job." - Deb Bailey, owner, Power Women Magazine & Radio Show

"I'm really not a big learner. You know ... some people love learning and are always picking up new things, but that's just not me. I'd much rather work at a place where the job is pretty stagnant and doesn't change a lot." -- Michaele Charles, Voice Communications

When have you demonstrated leadership skills?

"Well my best example would be in the world of online video gaming. I pretty much run the show; it takes a lot to do that." - Rachel Croce

Is there anything else I should know about you?

"You should probably know I mud wrestle on the weekends." - Venne

When can you start?

"I need to check with my mom on that one." - Bolzan

Use three adjectives to describe yourself

"I hate questions like this." - Katrina Meistering, manager of outreach, National Fatherhood Initiative

Tell of a time you made a mistake and how you dealt with it

"I stole some equipment from my old job, and I had to pay for its replacement." - Meistering

Have you submitted your two weeks' notice to your current employer?

"What is two weeks' notice? I've never quit a job before, I've always been fired." - Meistering

Random responses

"One guy [said] 'it would probably be best' if I didn't run a background check on him. Of course, I did, and learned all about his long, sordid past of law-breaking. Our client actually offered him a job as a staff accountant, but quickly retracted the offer when I had to tell them all about his recent arrest for a meth lab in his basement." - Charles

"[A] guy said he did not have a mailing address, as he was living in a gypsy camp at the airport." -- Sandra L. Flippo, SPHR

"I went into the lobby to pick up a candidate. As he stood up, his trousers fell to the floor! [He said] 'Oh, my gosh -- they told me I needed a suit for the interview. I've got no money -- so I borrowed this thing. It's too big!'" - Beth Ross, executive and career coach

"Wow -- I'm not used to wearing dress shoes! My feet are killing me. Can I show you these bloody blisters?" - Bolzan

"May I have a cup of coffee? I think I may still be a little drunk from last night." - Smith

(During a telephone call to schedule the interview) "Can we meet next month? I am currently incarcerated."- Smith

"[A candidate] was asked whether he could advocate impartially on behalf of the various universities he would be representing since he had attended one of them. He responded, 'Well, I don't like to poop where I eat, but I thought my education sucked, so I certainly wouldn't put that school above the others.'" - Darby

Quickly Upload Photos and Video to Facebook via Email

Facebook is easily one of the most popular places to share photos and videos with friends and family. Now the folks at Facebook have streamlined the process, allowing you to upload media directly to your account via a personalized email address.

It works like this: Just log in and head to the Facebook Mobile page, then look for the custom email address under the Upload Photos via Email section. Copy the address, add it to your contacts, and next time you want to upload something to Facebook, just compose and email to your custom address and attach the files in question. Similarly, if someone sends you photos you want to upload to Facebook, you can simply forward the email and attachments to your custom Facebook address.

If the notion sounds familiar, it's probably because Flickr has offered its own upload by email option (that we mentioned in our advanced Flickr user guide) for quite some time now—as have many other sites.

As relative photo purists, we cringe to think that some people rely exclusively on Facebook to host their photos, since it generally compresses the hell out of them, but even still, it's a useful feature

Stop paying for things you don't need

A big coordinated garage sale in my neighborhood recently gave me a surprising wakeup call. It’s one thing to see a family’s stuff spread out in the front yard, but quite another to see a whole neighborhood’s castoffs at one time. All I could think of as I walked from one yard to the next was all the dumb decisions that led to this colossal display of stuff— purchased with dollars, now offered for pennies.

Imagine how much cash you’d have right now if you could get a do-over on all the thoughtless purchases you’ve made in your lifetime. Me? I’d be one wealthy woman!

I can’t tell you what those little money wasters are in your life (the five pairs of black shoes in your closet? dozens of owl figurines for your collection?). All you have to do is take a walk through your house to see what you’ve been throwing away your money on. Me, I’ve learned that there are a lot of “conveniences” I don’t really need. Once you put an end to them, it’s like giving yourself a raise. Just think about it. If you can cut out the stupid stuff, you may have the money you need to start a serious savings program or to pay down your debts. Read and learn from my mistakes.

1. Extended Warranties
Generally, they’re not worth the money. (The only thing I now have a warranty on is my laptop computer, and that’s because I practically beat it to death.) If a new gadget or appliance is going to fail, research tells us it will do so during the manufacturer’s warranty period or long after the extended warranty has expired. That makes extended warranties, which can cost anywhere from $5 to hundreds of dollars, a big profit center for retailers and a pretty useless expense for consumers.

Get Smart: If you’re worried about a breakdown, take the money you’d spend on a warranty and stash it into a special savings account. If your item fails, you’ll have the money to repair it. If not (which is more likely), in three or five years when everything’s gone well, you’ll have stashed away a nice little nest egg.

2. Gym Fees
The sales pitch is compelling and the promise of better health is hard to deny. But getting roped into a legal obligation to pay a big monthly fee for the next two or three years—whether you use the gym or not—makes no sense.

Get Smart: Find a gym or health club that requires no contract (you pay by the month if and when you desire). Or don’t pay at all: There’s a big wonderful world out there where you can walk, jog or run for free!

3. Fast-Food Runs
You know how ridiculous it is to spend $3 or $4 for coffee—over and over, day after day. But how about the other snacks and food purchases that can cause your bank account to evaporate? A morning egg sandwich here, an afternoon bag of chips there…before you know it, you’ve spent $20 or more a week.

Get Smart: Before you leave the house in the morning, figure out how much cash you’ll need for the day, then take only that amount with you. Bring your own snacks and pack a brown-bag lunch to reduce costs even more.

4. Cell Phone Apps and Ringtones
OK, so it’s cool to have ringtones, apps and games on your cell. And sure, $2 to $3 a pop or $10 a month may not seem like a lot of money for so much fun. But watch out. You can blow through a lot of cash in no time.

Get smart: Make a hard-and-fast rule that you do not pay for ringtones, apps or games—then find them for free. They’re out there; you just have to search for the ones that work on your particular phone and with your service provider. Check out Phonezoo.com or Myxer.com. You can even make your own ringtones for free, using MP3s you already own.

5. Fees (Late, Over Limit or Worse):
Not paying attention to your bills is a big mistake these days, when banks are doing all they can to boost their profits. Getting credit card payment in late can mean a $39 whack on the wrist. Being sloppy with your bank account and bouncing a check can cost you around $27.

Get smart: Find your inner private detective. Go over every statement and question every entry. Don’t know what it is? Find out! Get bold! If you’re charged a fee for something silly like allowing your balance to drop a few bucks below the agreed-upon minimum or sending your payment a day late, call customer service. Explain that this is so not like you, as evidenced by your clean record. Then ask them to waive the fee or reverse the charge if it has already been assessed to your account.

6. Landline Extras
Have you looked at your home phone bill lately? I mean really carefully? You could be paying for features you never use: call forwarding, call waiting, who knows what else. Those add-ons could be costing you $15 a month or more.

Get smart: Can’t find a recent bill? Pick up the phone and call customer service. If you use your mobile phones more often than your home landline, consider canceling the bells and whistles to get your home service down to the bare minimum.

7. Rental Car Insurance
Saying yes can add anywhere from $9 to $30 or more per day to the cost of the car. That’s a waste if you carry insurance on your cars at home, or if you pay with a credit card that offers rental car insurance as a perk. Your existing auto policy may be all you need if it includes third-party liability, collision and comprehensive coverage for rentals (most do!).

Get smart: Before you even get to the car rental counter, call your insurance agent to make sure you’re covered. Check your credit card’s terms and conditions, too.

8. Computer Software
You got a great deal on that new computer, so why go broke loading it up with software? Before you spend a dime, take a look at all the freeware out there. You’ll find programs written by enthusiasts and distributed with no strings attached: games, graphics, office suites, fonts, every kind of desktop tool and gadget imaginable.

Get smart: Check out FreewareHome.com, an index site that lists more than 5,500 programs that really are free. No request for money in the documentation, no nag screens asking for payment or donations, no time limits!

9. Unlimited Texting
Most cell phone plans include a certain number of texts with the basic service. Texting is fun, but it can get out of control in a big hurry. Upgrading to an unlimited plan can add $15 (about $180 per year per phone on your cell plan) just so you can engage in a lot of meaningless chatter. How dumb is that?

Get Smart: Forget the upgrades. Scale back to a limited number of text messages for you and the kids, too. A little selfdiscipline could be a good thing for everyone involved.

10. Bottled Water
You’ve got to hand it to the bottled water industry. They’ve managed to convince otherwise rational people to pay around 800 times more to purchase water in a bottle rather than get it from the tap. These days a 16-oz bottle of “spring” water goes for about a dollar, which works out to about $8 a gallon—twice the cost of milk, and roughly on par with soft drinks. Home delivery is less per gallon, but still around $40 a month, according to online averages. However, 16 8-oz glasses of tap water cost about a penny. Bottom line: You’ve heard it before, but now you have to do it. Lay off the bottled water!

Get Smart: The next time you feel thirsty, turn on the tap. Don’t like the taste of your tap water? Invest in a filter pitcher or install an inexpensive faucet filter. You’ll still come out ahead.

Music Downloads
Unless you’ve got money to burn, paying 99¢ or more per tune can add up. But not to worry. There are plenty of ways to get free music downloads, all totally legal and easy to access.

Get Smart: Check out the free classical catalog at ClassicCat.net. Or take advantage of the free downloads section at Rhapsody.com. Want country? At CountryWeekly.com, click on “Free Music Downloads” under “Music.” At Amazon.com, click on “Digital Downloads” from the lefthand menu, then “MP3 Downloads.” On the left under “Browse MP3s,” there’s a Most Popular category. There you’ll see an option for “Free Songs & Special Deals.”

Make Money Online (Without Spending a Dime)

Even with no product and no Web site, you can get paid for what and who you know

Making money online used to pretty much require you to have your own Web site, products to sell and some marketing savvy. But a new generation of dot-coms have arisen that will pay you for what you know and who you know without you having to be a web designer or a marketing genius.

But it's hard to tell hype from the real deal. I did a search on "make money online" and "making money online", and much of the information out there is just promoting various infoproducts, mostly about Internet marketing. I see why people sometimes ask, "Is anyone making money online besides Internet marketing experts?"

So I put together a list of business opportunities with legitimate companies that:

• Pay cash, not just points towards rewards or a chance to win money
• Don't require you to have your own Web domain or your own products
• Don't involve any hard-selling
• Aren't just promoting more Internet marketing
• Give a good return on your time investment

In the interest of objectivity, none of the links below are affiliate links, and none of them have paid or provided any other consideration for their presence here. These are legitimate companies with business models that allow you to get paid for a wide range of activities.

Help friends find better jobs.

Sites like ReferEarns, Zyoin, Who Do You Know For Dough?, Bohire and WiseStepp connect employers with prospective employees, many of whom are already employed and not actively job-hunting, via networking - the people who know these qualified candidates. Rewards for referring a candidate who gets hired range from $50 on up to several thousand dollars - not chump change. If you know a lot of job-seekers (and who doesn't these days?), this is a great way to break into the recruiting business with no overhead.

Connect suppliers with buyers.

Referral fees are a common practice in business, but they haven't been used much in online networking sites because there was no way to track them. Sites like Salesconx, InnerSell and uRefer now provide that. Vendors set the referral fees they're willing to pay (and for what), and when the transaction happens, you get paid. uRefer also allows merchants to set up referral programs for introductions and meetings, as well as transactions.

Write.

A growing number of sites will pay for your articles or blog posts. Associated Content and Helium will "pay for performance" based on page views for just about anything you want to write about. Articles on specific topics they're looking for can earn direct payments up to about $200. The rates are probably low for established writers, but if you're trying to break into the field and have time on your hands, they're a great way to start. Also, a lot of companies are looking for part-time bloggers. They may pay per post or on a steady contract. Our Weblogs Guide posts blogging jobs weekly in the forum.

Start your own blog.

You don't have to have your own Web site, or install blogging software, or even figure out how to set up the advertising. At Blogger you can set up a blog for free in less than five minutes without knowing a thing about web design, and Blogger even automates setting up Google AdSense so you can make money off your blog by displaying ads and getting paid when people click on the ads. To make even more money from it, set up an affiliate program (see below) for books, music, etc., and insert your affiliate links whenever you refer to those items. You'll have to get a lot of traffic to become a six-figure blogger, but pick an interesting topic, write well, tell all your friends, and you're off to a good start.

Related: Monetizing Your Blog

Create topical resource hubs.

Are you an expert on a particular niche topic? Can you put together an overview of the topic and assemble some of the best resources on the topic from around the web? Then you can create topical hubs and get paid through sites like Squidoo, HugPages and Google Knol. Payments are based on a combination of ad revenue and affiliate fees. You'll get higher rates doing it on your own, but these sites have a built-in supply of traffic and tools to make content creation easier.

Advertise other people's products.

If you already have a Web site or a blog, look for vendors that offer related but non-competing products and see if they have an affiliate program. Stick to familiar products and brands - they're easier to sell. To promote those products:

• Place simple text or graphical ads in appropriate places on your site
• Include links to purchase products you review or recommend in a blog, discussion forum or mailing list you control
• Create a dedicated sales page or Web site to promote a particular product

They all work - it just depends on how much time you have to spend on it and your level of expertise with Web design and marketing.

Related: How to Really Make Money on the Internet With an Amazon.com Affiliate Site

Microstock photography.

You don't have to be a professional photographer to sell your photos for money. People are constantly in need of stock photography for websites, presentations, brochures and so on, and are willing to pay for the right image. People generally search for images on stock photography sites by keywords, not by photographer, so you have the same chance as anyone else of having your image picked. Just be careful that you don't have images of trademarked brands, copyrighted art or people's faces that are readily identifiable (unless you have a model release), but just about anything else is fair game, and I promise - you'd be amazed what people need pictures of, so don't make any assumptions. If it's a decent photo, upload it. Some sites to get you started include Fotolia, ShutterStock, Dreamstime and iStockphoto. The great thing about this is that it's truly "set it and forget it".

The above list is by no means comprehensive, but it highlights some of the new and interesting ways to make money online without investing any money, without having a product of your own, and without having expert sales and marketing skills. Most of all, unlike taking surveys or getting paid to read e-mail, the potential return on your time investment is substantial.